Q dana APK: A Fast and Easy Loan Application for Indonesians
Are you looking for a quick and convenient way to borrow money online? Do you need a loan for your urgent needs, such as medical bills, education fees, or home repairs? If you are an Indonesian citizen, you might want to check out Q dana APK, a loan application that offers fast and easy cash loans without any collateral. In this article, we will tell you everything you need to know about Q dana APK, such as its features, how to apply, what are the requirements, and why you should choose it.
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What is Q dana APK?
Q dana APK is an Android app that allows you to apply for cash loans online in Indonesia. It is developed by KSP-PD, a cooperative that is registered and supervised by the Ministry of Cooperatives and Small and Medium Enterprises. Q dana APK does not require any collateral or guarantee, only your identity card (KTP). You can download the app from , a website that provides free APK downloads for Android apps.
Features of Q dana APK
Q dana APK has several features that make it a convenient and reliable loan application for Indonesians. Here are some of them:
Pinjaman uang tunai online
You can borrow cash online from Rp 600,000 (minimum) to Rp 8,000,000 (maximum) with Q dana APK. You can use the money for any purpose, such as paying bills, buying groceries, or covering emergencies.
Jangka waktu pinjaman
You can choose the loan term that suits your needs and repayment ability. The minimum loan term is 91 days and the maximum is 360 days. You can pay back your loan in monthly installments.
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Suku bunga dan biaya layanan
Q dana APK charges an interest rate of up to 0.077% per day (2.31% per month) and a service fee of Rp 8,000. The interest rate and service fee are used for credit score assessment, account management, and third-party services. The annual percentage rate (APR) of Q dana APK is up to 27.72%. Here are some examples of how much you have to pay back if you borrow from Q dana APK:
Loan amountLoan termTotal interestTotal repayment
Rp 2,000,00091 daysRp 140,140Rp 2,140,140
Rp 2,000,000360 daysRp 554,400Rp 2,554,400
How to apply for a loan with Q dana APK?
The process of applying for a loan with Q dana APK is simple and fast. You just need to follow these steps:
Download and register
First, you need to download the Q dana APK app from and register with your phone number. You will receive a verification code via SMS to activate your account.
Submit personal data
Next, you need to submit your personal data, such as your full name, date of birth, gender, marital status, education level, occupation, monthly income, and bank account number. You also need to upload a photo of your KTP and a selfie with your KTP. Make sure the photos are clear and readable.
Wait for review
After you submit your data, you need to wait for Q dana APK to review your application. This usually takes less than 24 hours. You will receive a notification via SMS or app when your application is approved or rejected.
Withdraw your loan money
If your application is approved, you can withdraw your loan money from your Q dana APK account to your bank account. The money will be transferred within minutes. You can check the status of your loan and repayment schedule on the app.
What are the requirements for applying for a loan with Q dana APK?
Q dana APK has some basic requirements that you need to meet before you can apply for a loan. These are:
Indonesian citizenship and KTP
You must be an Indonesian citizen and have a valid KTP (identity card). You must also have a permanent address in Indonesia.
Age between 20 and 55 years old
You must be at least 20 years old and not older than 55 years old when you apply for a loan.
Active phone number
You must have an active phone number that is registered under your name. You will use this number to register and verify your account.
Stable income source
You must have a stable income source that can prove your ability to repay the loan. This can be from salary, business, or other sources.
Why choose Q dana APK?
Q dana APK is not the only loan application in Indonesia, but it has some advantages that make it stand out from the rest. Here are some reasons why you should choose Q dana APK:
Safe and reliable
Q dana APK is developed by KSP-PD, a cooperative that is registered and supervised by the Ministry of Cooperatives and Small and Medium Enterprises. This means that Q dana APK follows the rules and regulations of the government and protects the rights and interests of its customers.
Fast and easy approval
Q dana APK does not require any collateral or guarantee, only your KTP. You can apply for a loan anytime and anywhere with just a few clicks on your phone. The approval process is fast and easy, usually within 24 hours or less.
Privacy and security protection
Q dana APK respects your privacy and security. It uses encryption technology to protect your data and transactions from unauthorized access or misuse. It also does not share or sell your data to any third parties without your consent.
Conclusion
Q dana APK is a fast and easy loan application for Indonesians who need cash loans without any collateral. It offers various features, such as pinjaman uang tunai online, jangka waktu pinjaman, suku bunga dan biaya layanan, that make it convenient and reliable for its customers. It also has simple requirements, such as Indonesian citizenship and KTP, age between 20 and 55 years old, active phone number, and stable income source. It also has some advantages over other loan applications, such as safe and reliable, fast and easy approval, and privacy and security protection. If you are interested in applying for a loan with Q dana APK, you can download the app from and follow the steps we have explained above.
Frequently Asked Questions
What is the maximum amount I can borrow from Q dana APK?
The maximum amount you can borrow from Q dana APK is Rp 8,000,000. However, this may vary depending on your credit score and repayment history.
How do I repay my loan with Q dana APK?
You can repay your loan with Q dana APK in monthly installments through various channels, such as bank transfer, ATM, Alfamart, Indomaret, or DANA app. You can check the repayment details on the app.What if I fail to repay my loan on time with Q dana APK?
If you fail to repay your loan on time with Q dana APK, you may incur late fees and penalties. This may also affect your credit score and your eligibility for future loans. Therefore, it is advisable to repay your loan on or before the due date.
How can I contact Q dana APK customer service?
If you have any questions or complaints about Q dana APK, you can contact their customer service through the following channels:
Phone: 021-5085-0085
Email: cs@qdana.id
WhatsApp: 0812-1212-0085
Facebook: Q dana Indonesia
Instagram: @qdana.id
Is Q dana APK legal and trustworthy?
Yes, Q dana APK is legal and trustworthy. It is developed by KSP-PD, a cooperative that is registered and supervised by the Ministry of Cooperatives and Small and Medium Enterprises. It also follows the rules and regulations of the government and protects the rights and interests of its customers.
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